Frequently Asked Questions


What is Benefit Cash?

Benefit Cash is a financial institution company that helps make investment seamless. Benefit Cash takes away the stress and planning required to invest on a regular basis through its automated and easy-to-use platform. You gain 10% interests on every investment you make and withdraw on it maturity date(2weeks).
For additional earnings, our referral System is also available, with higher returns depending on the package you purchase. Referral payment is weekly.

How can i purchase a plan?

To purchase a plan, you have to be a registed member in our system before following these steps.

How many plans can i purchase ?

You can only purchase a single package in each investment plan.

How much will i receive every 2weeks

Great, You will receive just 10% of what ever plan you purchase at the end of the 14days.

Why should I save on Benefit Cash?

Benefit Cash is suitable for anyone who:

never want to miss their saving, investment and goals again.

wants to save and invest even while they are asleep.

wants the discipline to keep their savings and investments for a long period of time without tampering with them.

wants to plan their financial goals with easy to use and fast growing income.

How we are able to offer the 10% returns that traditional banks can't offer within 2 weeks?

This is simple. We do have the high-cost base system that traditional banks don't. Our operations are lean, driven by our proprietary technology. We invest our customers funds in risk-free instruments offered by a lot of financial companies and cooperatives across the world and a few low-risk investment opportunities such as corporate bonds and high-quality commercial papers.

What kind of debit cards can I use on Benefit Cash?

Benefit Cash accepts debit cards issued by all Nigerian banks.

How much can I invest on Benefit Cash?

You can start with an investment plan of ₦5000. Our upper limit is ₦200,000. Our referral plan is also available to help you grow your income fast and its payment is weekly.

How long can I keep my investment with Benefit Cash?

The minimum duration is 90 days and no maximum time limit. You can keep your investment with us for as long as you wish. We make everyday count by making your plans earn returns daily.

How many investment plans are available on Benefit Cash?

Regular Interest Plan. With this, you are set to receive 10% of whatever package you purchase at the end of every 2weeks. You can also choose to upgrade your plan at the end of your scheduled date which is your automated scheduled time to receive your Capital back.

Referral Plan. These plans help you meet commitments to of your investment term financial goals within a short period of time. These are similar to Regular Interest Plan but they have a minimum maturity period of 1week for payout, and the percentage in return per package purchased varies.

How secure is my information?

Benefit Cash was built with the security of your payment data in mind. Critical customer data is encrypted and securely stored. We do not store your card information as we work with a PCIDSS-compliant payment processor to handle all our customers’ card details. The PCIDSS is a standard guide, globally, that all reputable payment processors must adhere to.

How safe is my money?

In addition to investing your money in risk-free instruments, invested assets are held by Meristem Trustees, a company registered with the Securities and Exchange Commission (SEC), on behalf of savers. These assets are marked to market periodically to ensure customers are not exposed. Think of it as insurance and more.

When can I withdraw my money?

You can only withdraw at the set maturity date.

How do I withdraw my money?

Withdrawing your money is as quite simple and withdrawals are settled almost instantly.

To initiate a withdrawal, do follow these steps:

Log in to your Benefit Cash account.

Click the Cashout Tab

Tap "withdraw" on the available amount.

*Please note that any funds left will be kept in the plan till the new maturity date set.

If you have not added your bank details, tap “Banks & Cards”. Under “Banks” provide details of the preferred bank account to be credited and save. If withdrawal is not settled after six hours, do send us a message via our contact us page.